How Much Does An Average American 11 Year Old Weight The Tightest Man in Britain – 25 Money Saving Tips to Beat the Credit Crunch

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The Tightest Man in Britain – 25 Money Saving Tips to Beat the Credit Crunch

Learn from the best. No one knows thrift like a Scotsman! Here I show 25 quick fixes to deal with the difficulties of the Credit Crunch:

1. Give alcohol the boot – there’s no getting around it, excessive drinking is bad for your liver and your pocketbook. Even the modern habit of binge drinking is expensive when you add in all the extras of drinking. Things like taxis to and from clubs, door fees, new clothes, food, morning after headache pills.

2. Put your phone away – Everyone I know has a phone so take half an hour and put your phone away. Your life will not change one bit.

3. Spin your tires – This is an oldie but a Goldie – and it works. Driving with low-inflated tires can save up to ten percent. Keeping your tires at the proper pressure will get you an extra 40 miles on a tank.

4. Don’t buy a new car – use the Credit Crunch as an excuse to hang on to your old banger. Car prices depreciate faster than houses so the old problem of losing a few thousand as soon as you drive off the lot is more true than ever. Remember – Easy is Chic!

5. Two wheels good, four wheels bad – if you live close to work, use the Credit Crunch as an excuse to get the bike out. Or, if you were previously the type of person who would go for a Sunday drive, start going with the family bike.

6. Take off the boot – weight in the back of your car means you’re using unnecessary fuel. Now put away the golf club!

7. Wash your own car – I’m amazed at how much money people actually pay to have their cars washed. Aren’t you ashamed! Buy a large sponge, a plastic bucket and a bottle of washing up liquid – £5 in total but a bag is enough to do around fifty washes!

8. Find your monthly “level” and include everything you bring in above that level – if you know you can live on £1500 a month, and sometimes you bring in £1750, then don’t go out for treatment – use this extra money as an excess loan.

9. Drink “Council Juice” – did you know that the best drinks available are only 1p a pint, and always available? His name is Rano!

10. Eat less meat – meat is expensive. Try to live like in WW2 when meat was scarce. Use the old tricks of filling food with noodles, noodles and eggs. Learn the joys of Spam.

11. Learn to love “private label” – here’s a warning for you, the Co-op, Tesco and Asda don’t have their own Brewery. The lager you buy from these stores has to come from somewhere else. There may be a slight difference between the main lager and the private label. The same goes for almost every line in the store. Find what you want and watch the stock grow.

12. No more pets – when times are tough you don’t have to worry about another mouth to feed more pets until you talk about the Credit Crunch in your History School lesson.

13. Don’t eat out – put it simply, don’t eat out!! Homemade food is delicious, healthy and affordable.

14. Dig Victory – again, another WW2 themed tip. Now if you don’t live in public housing you won’t have enough space to grow enough food to feed your family but you might have enough to lower your food bill – and that’s what this list is all about.

15. No more Mackie D’s – Do you ever get a strange feeling of hunger about an hour after eating at a fast food restaurant. This feeling is your body telling you that it is hungry! Fast food is garbage. Don’t spend money on it.

16. Buy a clothes horse – I have never understood the need for air drying when air can do the same job for free. If the price continues to rise, consider selling the engagement for a nice dress horse. Twenty-five years of drying my clothes without complaint.

17. Go back to the cheap light bulbs when the current hits – save a little here but every little goes a long way. Every time a light bulb goes out in your home from now on, replace it with an energy-saving light bulb.

18. Don’t go shopping – there are easy ways to save money on your shopping bill, don’t do it! I remember when I was a kid, going to the store was a once a year thing, but other families went every week. Which family do you think spent more money – those who had temptation dangling in front of them every Saturday!

19. Papers are empty – Newspapers are absolute rubbish. Killing chips tomorrow. If you love the Red Tops, News 24’s entertainment section will keep you up to date with all the action. If you like Broadsheets, watch Newsnight. Between TV, Teletext and the Internet, it is no longer necessary to buy paper.

20. You Know You Don’t Need A Gym Membership – A Gym Membership Is Like Smoking. You feel the pressure from your classmates to start, but you quickly realize that it’s a bad habit! If you want to be healthy, you already have everything you need in your home. Be creative!

21. Try a haircut at home – the figure 2, French Crew Cut, Shaved All over look, has been in fashion for years now. Save hundreds of pounds by investing in a barber. Give yourself a trim once a month and you’ll always look good without having to pay the barber.

22. Visit the Library – Free Books! After all, the library is one of the best services ever. Take a book, use it and then return it – if only you could do that with anything!

23. Create extra income – start looking at other ways to make extra money. The ways to do this are endless

24. Stop smoking – Apart from being an unhealthy habit, cigarettes are expensive! I recently saw a machine selling 20 fags for £6.20. When will smokers realize that they burn twenty pounds of notes with every puff.

25. Don’t buy clothes until the Credit Crunch is over – I like to be controversial so challenge yourself to maintain a wardrobe until things improve. It may sound harsh but I haven’t bought new clothes in years. The only new clothes that enter the wardrobe are gifts from my mother and aunt for Christmas! Beautiful clothes last for years to look at, and always stay in fashion.

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